Profile PictureKartik Sankaran (Fiscal Fitness)

28 Days Personal Finance Transformation - Start anytime

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You work hard to make money, but is your money working harder to make you financially fit? Do you have a framework or a plan to follow to help you live a financially free life ? Do you have 10 minutes a day to spare ? If so I may be able to help

In their professional careers, my clients and students are experts. An engineer, an artist, a CA. But they all are not experts at managing their financial life. This is why they come to me.

They struggle with their money. Some have a problem saving and following a monthly budget, some don’t know where to invest and the difference between insurances and investing. Some of them just let their money sit idle as they are are too scared to take a decision. That’s really a big loss if you ask me. I always tell my clients there is a solution.

If you would like to become money independent, financially free, be your own boss or any such attributes towards Financial Freedom I may be able to help through this 28-day program.

My experience over the last 20 years has taught me that people don't make their existing money work for them because they don’t have a system in place. They are busy chasing and collecting investment products on account of random advice, peer pressure, competition or FOMO.

Simple concepts to compound wealth are all that matter and one needs to have the system in place to implement it. Do I have a system in place? A BIG YESSSS. I call it 3D framework - Dream | Design | Do.

Financial wealth eventually comes to only one thing - Building effective long term money habits following a proven winning system

And in my course, I am precisely going to work on building the right money habits that can make a difference to your financial health going forwards. 


What will we cover in 28 Days

  • Craft your own financial journey - personal finance is more personal than finance
  • Feel in control of your money decisions - learn how to master your investing behaviours  
  • Understand the secrets behind asset allocation and diversification - two of the most powerful concepts in finance 
  • Know how to compound your money with the best set of simple investment products
  • Become the best judge of your investment portfolio - ensure your personal success

Course Timetable

Who should consider signing up and how will the course work

Anyone looking to get financially fit. It does not matter if you are 20 or 40. If you want a proven system to improve your financial understanding and health then you should sign up.

The course is designed for people who need to organize their finances and create a personal financial plan for themselves. If you value financial freedom and security and are unsure if you are on the right track this course is for you.

Please note I expect you to commit to the course as I am fully committed to ensuring your success. You will need 10 minutes a day with an hour-long session on the weekends. 

Anyone looking for quick invest today rich tomorrow solutions will not find this course useful. I expect participants to immerse themselves fully and apply the concepts to their personal situations. You will see changes in your approach to personal finance at the end of the 28 days.

We have cohort approach and I dedicate my full attention towards serving the cohort during the month I am running one. All daily course material and tools will be sent via Gumroad. We will meet every Saturday afternoon (4pm IST) via Google meet. We chat and learn by Whatsapp too and you will be added to the exclusive Fiscally Fit group.

Some testimonials from the earlier batch below

Zero risk offer

I know this course might seem like an investment to you but I am certain it will add much more in value. Let me make it risk-free for you. If for any reason you think I am not able to deliver value to you even after you complete the whole course - Drop an email to me at and ask for a full refund. No questions asked.

See you on the other side and let us get financially fit. Course starts as soon as you buy

Kartik Sankaran

Founder Fiscal Fitness

Ps: If you are unable to pay via Gumroad for some reason, please drop me an email on and I will share alternative payment options.

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28 days to a new financially fitter you

Daily content
Videos + Additional excel tools
4 live sessions
Community connect and doubt solving
Small cohort
Personalised learning
1 to 1 call with Kartik
60 minute session to get clarity on your personal finances
Community support
Exclusive WhatsApp group to connect and share learnings
Learning experience
Immersive learning system with accountability to complete learning tasks
No upsells
Complete 28 day program to make you Financially Fit
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28 Days Personal Finance Transformation - Start anytime

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